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📈 Career & return · CAL-R01
Education ROI
Net benefit of a degree over the years ahead under conservative, base and optimistic incomes you enter.
ScenarioWhat would happen under the conditions you chose — not a prediction.for families
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Break-even timelineThe year the extra income you expect has paid back the total investment.Opportunity costAfter-tax earnings given up while studying instead of working.Required salaryThe gross salary that covers your EMI, living and a surplus after tax.Delayed employment impactExtra funding needed if the job search runs longer than planned.Return-to-India scenarioYears to clear a foreign-currency loan on an Indian salary, at a rate you enter.Offer comparisonRank admission offers on net cost, prospects and risk with weights you set.NPV comparisonNet present value of a stream of yearly cash flows at a discount rate you set.