Calculators
Your numbers, worked out honestly
Grades, prep hours, course costs, loans, payback and deadlines — computed on your device from what you type. No built-in fees, rates or salaries, ever.
🧮 What these are — and aren't
- Arithmetic on the numbers you enter. The formula is printed under every result so a parent can check it.
- Nothing is looked up from the catalog and nothing is a prediction: no rank, cutoff, admission chance or salary forecast.
- Where the original pack had a built-in figure (an exchange rate, a city rent, a stipend) it was removed. You type the number from the official page; the hint says which page.
- Score tables (percentiles, TOEFL↔IELTS, PTE↔IELTS, ACT↔SAT, GMAT Classic↔Focus) and institution grade rules are served only once a named reviewer has checked them against the publisher. Until then those calculators say so, link the official source, and work only from what you type.
- A grade conversion is never a credential evaluation and a score comparison is never an equivalent: the result says which it is — rule, reference table, estimate, scenario, or not available.
- Nothing you type is saved or sent anywhere. Close the page and it is gone; copy or download the result if you want to keep it. A link from another page may carry a currency or a catalog figure in the address, never your own entries.
Showing 8 of 61 calculators · filtered on your device
🏦 Loans & repayment
EMI, moratorium, prepayment and stress tests — for families
Loan EMI
RuleMonthly instalment, total interest and the full repayment schedule.
Moratorium impact
EstimateInterest that accrues during the study moratorium, simple or capitalised.
Loan comparison
EstimateSeveral loan offers ranked by total cost including fees and insurance.
Prepayment savings
EstimateInterest saved and months cut by paying extra on a schedule.
Rate shock
ScenarioIf the rate changes: the new EMI at fixed tenure, or the new tenure at fixed EMI.
Debt affordability
EstimateAn EMI against take-home pay and essentials: comfortable, stretched or stressed.
Refinance comparison
EstimateWhether switching lenders saves money after charges, and the break-even month.
Co-borrower stress test
ScenarioCan the household still service the loan if income drops or the EMI rises?
📋 Reference tables awaiting a reviewer
Percentile tables for GRE, GMAT, SAT and CAT, the TOEFL↔IELTS, PTE↔IELTS, ACT↔SAT and GMAT Classic↔Focus comparisons, and six institution grade rules are waiting for a named reviewer. None is served until then. Download the queue to see which official page to open for each.