Calculators
Your numbers, worked out honestly
Grades, prep hours, course costs, loans, payback and deadlines — computed on your device from what you type. No built-in fees, rates or salaries, ever.
🧮 What these are — and aren't
- Arithmetic on the numbers you enter. The formula is printed under every result so a parent can check it.
- Nothing is looked up from the catalog and nothing is a prediction: no rank, cutoff, admission chance or salary forecast.
- Where the original pack had a built-in figure (an exchange rate, a city rent, a stipend) it was removed. You type the number from the official page; the hint says which page.
- Score tables (percentiles, TOEFL↔IELTS, PTE↔IELTS, ACT↔SAT, GMAT Classic↔Focus) and institution grade rules are served only once a named reviewer has checked them against the publisher. Until then those calculators say so, link the official source, and work only from what you type.
- A grade conversion is never a credential evaluation and a score comparison is never an equivalent: the result says which it is — rule, reference table, estimate, scenario, or not available.
- Nothing you type is saved or sent anywhere. Close the page and it is gone; copy or download the result if you want to keep it. A link from another page may carry a currency or a catalog figure in the address, never your own entries.
📐 Grades & credits
CGPA, percentages, attendance and credit planning
CGPA to GPA
Not availableA 4-point estimate only from a documented evaluator rule you enter, or a clearly labelled illustrative scaling. Never a universal formula.
PTE to IELTS
Reference tablePearson's published comparison, overall and per skill — only once a reviewer has verified the current table.
ACT to SAT
Reference tableThe ACT/College Board concordance for a composite score — only once a reviewer has verified the edition.
GRE to GMAT
Not availableWithheld by design: no publisher offers a validated GRE-to-current-GMAT mapping, so this explains why rather than guessing.
GMAT Classic to GMAT Focus
Reference tableGMAC's score concordance between the 200–800 and 205–805 scales — only once a reviewer has verified the edition.
SGPA to CGPA
RuleCredit-weighted CGPA from your semester SGPAs, with an explicit estimate flag when credits are unknown.
SGPA to percentage
RulePercentage from an SGPA under the rule your university publishes, typed by you — any convention is labelled as such.
CGPA to percentage
RuleConvert a CGPA with the multiplier and offset your board or university publishes.
Percentage to grade
RuleSee which letter grade a percentage falls into on a grade scale you set.
Target CGPA planner
EstimateWhat you need to average over your remaining credits to reach a target CGPA.
Course grade planner
EstimateScore needed on the remaining assessments to reach your target in one course.
Backlog / retake impact
RuleHow clearing a backlog or retaking a course moves your cumulative grade.
Weighted average
RuleA weighted average of any set of marks, with each item's contribution shown.
Attendance planner
RuleHow many of the remaining classes you must attend to stay above the minimum.
Credit completion planner
EstimateTerms left to finish your degree at different credits-per-term loads.
📝 Test prep
Study hours, readiness, retakes and English-test checks
Test percentile lookup
Reference tableWhere a GRE, GMAT, SAT or CAT score sits — only from a verified official table.
English requirement checker
RuleCompare your IELTS/TOEFL/PTE band per skill with the minimums a programme states.
Study-hours planner
EstimateSpread topic hours across the weeks you have, weighted by how weak each topic is.
Exam readiness check
EstimateTrend and gap to your own target from your practice scores — an indicator, never a prediction.
Retake budget planner
EstimateWhat two or three attempts would cost in fees and prep, cumulatively.
GRE or GMAT?
EstimateWeigh which exam fits your target schools and strengths.
TOEFL ↔ IELTS comparison
Reference tableMap a TOEFL iBT score to an IELTS band and back — only from a verified official table.
Reading workload planner
EstimatePages per day and hours per day to get through a syllabus by a date.
💸 Costs & funding
What a course costs, what covers it, what is left
Total cost of attendance
EstimateTuition, fees, living and one-off setup over the whole course.
City living budget
EstimateA monthly low / base / high budget from rent, food, transport, utilities and personal spend.
India vs abroad
ScenarioTwo course options side by side in ₹, at an exchange rate you enter with its date.
Application budget
EstimatePre-admission spend: application fees, tests, score reports, credential evaluation.
Scholarship net cost
ScenarioWhat a scholarship actually leaves you to pay, and what a lost renewal would expose.
Funding gap
ScenarioYear by year: cost minus confirmed and conditional funding, with the running gap.
Family cash-flow planner
ScenarioMonthly contributions against fee due dates — which months run short.
Forex sensitivity
ScenarioA foreign-currency cost in ₹ under exchange-rate scenarios you choose.
Inflation impact
EstimateWhat today's fee becomes by the year you start, at an inflation rate you set.
Arrival budget
EstimateUpfront cash for deposits, travel, setup and a living reserve for the first months.
Accommodation comparator
EstimateMonthly and upfront cost of each housing option, commute included. Optional lease terms show full-lease totals and early-exit costs.
Part-time income offset
EstimateWhat permitted part-time hours could earn in a year, after deductions.
Assistantship scenarios
ScenarioNet cost with and without a TA/RA stipend and tuition waiver.
Emergency runway
RuleHow many months of essentials a reserve covers.
Proof-of-funds planner
RuleThe evidence total a visa rule asks for, against what you can show, and the gap.
Offer deposit exposure
RuleDeposits paid across offers: what is refundable, by when, and what is at risk.
🏦 Loans & repayment
EMI, moratorium, prepayment and stress tests — for families
Loan EMI
RuleMonthly instalment, total interest and the full repayment schedule.
Moratorium impact
EstimateInterest that accrues during the study moratorium, simple or capitalised.
Loan comparison
EstimateSeveral loan offers ranked by total cost including fees and insurance.
Prepayment savings
EstimateInterest saved and months cut by paying extra on a schedule.
Rate shock
ScenarioIf the rate changes: the new EMI at fixed tenure, or the new tenure at fixed EMI.
Debt affordability
EstimateAn EMI against take-home pay and essentials: comfortable, stretched or stressed.
Refinance comparison
EstimateWhether switching lenders saves money after charges, and the break-even month.
Co-borrower stress test
ScenarioCan the household still service the loan if income drops or the EMI rises?
📈 Career & return
Does the degree pay back, and when
Education ROI
ScenarioNet benefit of a degree over the years ahead under conservative, base and optimistic incomes you enter.
Break-even timeline
EstimateThe year the extra income you expect has paid back the total investment.
Opportunity cost
EstimateAfter-tax earnings given up while studying instead of working.
Required salary
EstimateThe gross salary that covers your EMI, living and a surplus after tax.
Delayed employment impact
EstimateExtra funding needed if the job search runs longer than planned.
Return-to-India scenario
ScenarioYears to clear a foreign-currency loan on an Indian salary, at a rate you enter.
Offer comparison
ScenarioRank admission offers on net cost, prospects and risk with weights you set.
NPV comparison
EstimateNet present value of a stream of yearly cash flows at a discount rate you set.
🗓️ Planning tools
Deadlines, document validity, weekly capacity, time zones
Application readiness
RuleCompletion, overdue items and critical blockers across your application tasks.
Deadline slack
EstimateCritical path through dependent tasks — which ones have no slack at all.
Intake feasibility
EstimateWhich intake you can realistically make given when tests, documents and visa will be ready.
Weekly capacity
EstimateHours committed each week against a ceiling you set — and what is left for prep.
Document validity
RuleWhich documents expire, when, and which need renewing before you apply.
Time-zone meeting planner
RuleThe overlap in everyone's working hours across time zones, DST included.
📋 Reference tables awaiting a reviewer
Percentile tables for GRE, GMAT, SAT and CAT, the TOEFL↔IELTS, PTE↔IELTS, ACT↔SAT and GMAT Classic↔Focus comparisons, and six institution grade rules are waiting for a named reviewer. None is served until then. Download the queue to see which official page to open for each.